Key highlights
Worldwide Coverage
Get access to medical treatments across the globe, ensuring that you receive quality healthcare anywhere, whether for planned treatments or emergencies.
Cashless Hospitalization
Offers direct billing with network hospitals worldwide, so you don’t have to worry about upfront payments in medical emergencies.
Pre- and Post-Hospitalization Benefits
Covers medical expenses incurred before admission (diagnostics, consultations) and after discharge (follow-ups, rehabilitation) for a specified period.
Comprehensive Coverage for Major Illnesses
Covers treatments for critical illnesses like cancer, organ transplants, and cardiovascular diseases, ensuring financial protection against high medical costs.
Evacuation and Repatriation Services
Includes emergency medical evacuation to the nearest suitable healthcare facility and repatriation to your home country if needed.
Maternity and Newborn Care (Optional Add-On)
Provides coverage for maternity expenses, including prenatal, delivery, and postnatal care, as well as newborn healthcare services.
Exclusion
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Pre-Existing Conditions (Waiting Period)
Certain pre-existing health conditions may have a waiting period before they become eligible for coverage.
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Non-Medically Necessary Procedures
Cosmetic surgeries, elective treatments, and alternative therapies not deemed medically necessary are usually excluded.
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Injuries from Risky or Illegal Activities
Injuries caused by participation in hazardous sports, war, terrorism, or criminal activities are not covered.
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Self-Inflicted Injuries and Substance Abuse
Medical conditions resulting from drug abuse, alcoholism, or self-inflicted harm are excluded from coverage.
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Routine Dental and Vision Care (Unless Opted for)
General dental checkups, vision tests, and corrective surgeries like LASIK are typically not included unless an add-on is selected.
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Experimental and Unapproved Treatments
Procedures that are not clinically proven or approved by global medical authorities may not be covered.
Types Of Global Healthcare Policy
Individual Global Health Policy
Provides worldwide coverage for an individual, ideal for expatriates, frequent travelers, and global professionals.
Family Global Health Plan
A comprehensive plan that covers an entire family, ensuring that all members have access to international healthcare.
Corporate/Group Global Insurance
Designed for businesses to provide international health benefits for employees working across multiple countries.
Student Global Health Insurance
Tailored for students studying abroad, covering medical expenses, vaccinations, and emergency treatments.
Senior Citizen Global Health Plan
Special coverage for elderly individuals, focusing on age-related health issues, emergency assistance, and long-term care options.
Top-Up Global Healthcare Plan
An add-on coverage option to extend the limits of an existing health insurance policy when medical expenses exceed the primary policy coverage.
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Why Is It Essential?
Ensures that you can receive high-quality medical treatment anywhere in the world, without being restricted to local hospitals.
Covers expensive medical treatments abroad, protecting you from financial burdens caused by costly healthcare systems.
Provides coverage for transportation to a better-equipped medical facility or repatriation to your home country if necessary.
Offers uninterrupted coverage for individuals who live or travel across multiple countries, eliminating the need for separate
Ensures that loved ones or employees working abroad receive the best medical attention without financial stress.
Unlike standard health insurance, this policy extends beyond national borders, ensuring uninterrupted coverage and care worldwide.
