Key highlights
Comprehensive Coverage
Includes hospitalization, pre and post-hospitalization expenses, daycare treatments, diagnostic tests, and more.
Affordable Premiums
Cost-effective as the risk is spread among multiple employees, reducing individual costs.
Family Protection
Covers employees’ family members, including spouses, children, and dependent parents.
Hassle-Free Claims
Ensures a seamless, quick claim process for immediate medical attention.
Zero Deductibles
Employees are not required to pay any upfront expenses before coverage starts.
Cashless Treatment
Provides access to a vast network of hospitals for cashless medical treatment.
Exclusions in Group Health Insurance
-
Self-Inflicted Injuries
Injuries due to self-harm are not covered.
-
Substance Abuse Treatment
Treatments related to alcohol or drug dependency are excluded.
-
Cosmetic & Elective Surgeries
Unless required due to an accident or medical necessity, cosmetic procedures are not covered.
-
Obesity Treatments
Weight-loss surgeries and related procedures are excluded.
-
Nuclear & Radiation Exposure
Health conditions caused by exposure to radiation are not covered.
-
War & Civil Unrest
Injuries or medical expenses arising from war, riots, or civil disturbances are excluded.
Types Of Group Health Insurance
Small Business Health Insurance
Tailored for startups and small enterprises to provide essential healthcare coverage for employees.
Corporate Health Insurance
Designed for medium and large enterprises, covering employees and their dependents.
Non-Profit Organization Health Insurance
Affordable health coverage for employees working in NGOs and non-profit sectors.
Educational Institution Health Insurance
Offers medical coverage for teachers, administrative staff, and faculty in schools and universities.
Healthcare Provider Insurance
Protects hospital workers, doctors, and nurses against medical expenses.
Freelancer & Gig Worker Insurance
Provides healthcare benefits to self-employed professionals, freelancers, and gig workers.
Fill Out the form and we’ll be in touch
Why Group Health Insurance is Essential?
Protects employees from unforeseen medical expenses, ensuring financial stability.
Helps employees access timely medical care, reducing absenteeism and boosting productivity.
Shows that employers care about their workforce’s well-being, fostering loyalty.
Offers lower premiums compared to individual health insurance plans.
Employers can avail of tax advantages for investing in group health policies.
Encourages a healthier workforce, reducing long-term medical costs for businesses.
