Key highlights
Comprehensive Coverage
Provides protection against accidental damage, theft, fire, and natural calamities along with third-party liabilities.
Cashless Claims
Access a wide network of approved garages and service centers where repairs are directly settled without out-of-pocket expenses.
No Claim Bonus (NCB)
Earn a discount on your premium for every claim-free year, rewarding safe driving and reducing future costs.
Personal Accident Cover
Offers financial compensation in the event of injury or death of the driver and, in some cases, passengers.
Customizable Add-Ons
Enhance your policy with additional covers like zero depreciation, engine protection, and roadside assistance based on your needs.
24/7 Assistance
Round-the-clock support services including emergency roadside assistance ensure you are never left stranded during an accident or breakdown.
Exclusion
-
Wear and Tear
Routine maintenance issues and natural depreciation of the vehicle are not covered by the policy.
-
Unauthorized Modifications
Any alterations made to the vehicle without prior disclosure to the insurer will void certain coverages.
-
Driving Under Influence
Accidents occurring while the driver is intoxicated or under the influence of substances are excluded.
-
Racing or Speed Competitions
Damage incurred during racing events or illegal speed tests is not covered under standard policies.
-
Commercial Use
Policies designed for personal vehicles often exclude coverage when the vehicle is used for commercial purposes without appropriate endorsement.
-
Negligence or Recklessness
Damages resulting from careless driving or intentional misuse of the vehicle are not eligible for claim settlements.
Types of Car Insurance
Third-Party Liability Insurance
Covers legal liabilities arising from injury or property damage caused to a third party, as mandated by law.
Comprehensive Insurance
Provides a dual benefit by covering both third-party liabilities and damage to your own vehicle due to various risks.
Standalone Add-On Covers
Supplement your base policy with additional protections such as zero depreciation, engine, or bumper covers.
Fleet Insurance
Designed for businesses with multiple vehicles, offering a consolidated policy to cover an entire fleet.
Electric Vehicle (EV) Insurance
Specialized policies that address the unique components of electric vehicles, including battery and charging infrastructure.
Customized Policies
Tailor-made plans that allow you to pick and choose coverages and add-ons that best suit your individual requirements.
Fill Out the form and we’ll be in touch
Why Car Insurance Is Essential?
It is mandatory by law for all vehicle owners, ensuring you meet regulatory requirements and avoid penalties.
Covers high repair and replacement costs in the event of an accident, safeguarding your financial interests.
Protects you from expensive legal claims and compensation related to injuries or damage caused to others.
Provides assurance and security, knowing that you are protected against unforeseen incidents on the road.
Access to services like roadside assistance and emergency support enhances your overall driving experience.
Helps maintain the value of your vehicle by ensuring prompt repairs and safeguarding against significant financial loss.
