Key highlights

Trip Cancellation & Interruption Coverage
If your trip gets canceled due to unforeseen circumstances like medical emergencies, natural disasters, or airline strikes, the policy reimburses your prepaid expenses.

Medical Emergency Assistance
Covers medical expenses, including hospitalization, surgeries, and doctor consultations, ensuring you receive proper care while traveling abroad.

Lost Baggage & Personal Belongings Protection
If your luggage gets lost, stolen, or delayed, the policy reimburses the cost of necessary items like clothing, toiletries, and essentials.

Flight Delay & Missed Connection Coverage
Offers compensation if your flight is delayed beyond a specified period or if you miss a connecting flight due to airline issues.

Emergency Evacuation & Repatriation
Covers costs for emergency medical evacuation or transporting you back home in case of a serious illness or accident during your trip.

Personal Liability Coverage
If you accidentally cause damage to property or injury to a third party while traveling, the policy helps cover legal and compensation costs.

Exclusion
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Pre-Existing Medical Conditions
Most policies do not cover medical expenses arising from pre-existing health conditions unless explicitly mentioned in the coverage.
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Traveling Against Medical Advice
If you travel despite being advised by a doctor not to, any health-related claims will not be covered.
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Self-Inflicted Injuries or Reckless Behavior
Injuries due to drug or alcohol influence, self-harm, or reckless activities like extreme sports without proper coverage are excluded.
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War, Terrorism, and Civil Unrest
Claims resulting from war, terrorism, riots, or acts of civil disobedience are typically not covered.
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Loss of Unattended Belongings
If your luggage, passport, or valuables are stolen due to negligence (e.g., left unattended in public places), the insurance may not reimburse you.
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Non-Declared High-Risk Activities
If you engage in high-risk activities like skydiving, scuba diving, or mountaineering without adding adventure sports coverage, claims will be rejected.
Types Of Travel Insurance

Single Trip Travel Insurance
Covers one specific journey, ideal for occasional travelers or vacationers needing short-term protection.

Multi-Trip Travel Insurance
Designed for frequent travelers, this annual policy covers multiple trips within a specified period, offering convenience and cost savings.

Student Travel Insurance
Tailored for students studying abroad, covering medical expenses, study interruptions, and loss of personal belongings.

Corporate Travel Insurance
For business travelers, providing coverage for trip delays, lost documents, medical emergencies, and liability risks.

Senior Citizen Travel Insurance
Specially designed for elderly travelers, covering age-related medical issues and emergency evacuations with broader health benefits.

Adventure Sports Travel Insurance
Covers high-risk activities like skiing, bungee jumping, and scuba diving, ensuring financial protection for injuries or accidents.
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Why Travel Insurance is Essential?

Unforeseen events like medical emergencies, bad weather, or airline strikes can disrupt plans; travel insurance helps recover non-refundable expenses.
Healthcare costs abroad can be extremely high, and travel insurance ensures you receive quality treatment without hefty out-of-pocket expenses.
Unexpected events like baggage loss, stolen passports, or emergency evacuations can be stressful, but having insurance minimizes the impact.
If you accidentally damage property or injure someone abroad, your insurance covers legal fees and compensation costs.
If flights are delayed for long hours, travel insurance compensates for accommodation, meals, and rebooking costs.
Some countries require mandatory travel insurance, ensuring travelers have medical and emergency coverage.