Travel Insurance

Key highlights

trip-cancellation

Trip Cancellation & Interruption Coverage

If your trip gets canceled due to unforeseen circumstances like medical emergencies, natural disasters, or airline strikes, the policy reimburses your prepaid expenses.

medicle-emergency

Medical Emergency Assistance

Covers medical expenses, including hospitalization, surgeries, and doctor consultations, ensuring you receive proper care while traveling abroad.

lost-baggage-protection

Lost Baggage & Personal Belongings Protection

If your luggage gets lost, stolen, or delayed, the policy reimburses the cost of necessary items like clothing, toiletries, and essentials.

flight-delay-missed-connection

Flight Delay & Missed Connection Coverage

Offers compensation if your flight is delayed beyond a specified period or if you miss a connecting flight due to airline issues.

emergency-evacuation

Emergency Evacuation & Repatriation

Covers costs for emergency medical evacuation or transporting you back home in case of a serious illness or accident during your trip.

personal-liability-coverage

Personal Liability Coverage

If you accidentally cause damage to property or injury to a third party while traveling, the policy helps cover legal and compensation costs.

Insurance Exclusion

Exclusion

  • Pre-Existing Medical Conditions

    Most policies do not cover medical expenses arising from pre-existing health conditions unless explicitly mentioned in the coverage.

  • Traveling Against Medical Advice

    If you travel despite being advised by a doctor not to, any health-related claims will not be covered.

  • Self-Inflicted Injuries or Reckless Behavior

    Injuries due to drug or alcohol influence, self-harm, or reckless activities like extreme sports without proper coverage are excluded.

  • War, Terrorism, and Civil Unrest

    Claims resulting from war, terrorism, riots, or acts of civil disobedience are typically not covered.

  • Loss of Unattended Belongings

    If your luggage, passport, or valuables are stolen due to negligence (e.g., left unattended in public places), the insurance may not reimburse you.

  • Non-Declared High-Risk Activities

    If you engage in high-risk activities like skydiving, scuba diving, or mountaineering without adding adventure sports coverage, claims will be rejected.

Types Of Travel Insurance

single-trip-travel

Single Trip Travel Insurance

Covers one specific journey, ideal for occasional travelers or vacationers needing short-term protection.

multi-trip-travel

Multi-Trip Travel Insurance

Designed for frequent travelers, this annual policy covers multiple trips within a specified period, offering convenience and cost savings.

student-travel

Student Travel Insurance

Tailored for students studying abroad, covering medical expenses, study interruptions, and loss of personal belongings.

corporate-travel

Corporate Travel Insurance

For business travelers, providing coverage for trip delays, lost documents, medical emergencies, and liability risks.

senior-citizen-travel

Senior Citizen Travel Insurance

Specially designed for elderly travelers, covering age-related medical issues and emergency evacuations with broader health benefits.

adventure-sports-travel

Adventure Sports Travel Insurance

Covers high-risk activities like skiing, bungee jumping, and scuba diving, ensuring financial protection for injuries or accidents.

Why Travel Insurance is Essential?

Insurance Essentials

Unforeseen events like medical emergencies, bad weather, or airline strikes can disrupt plans; travel insurance helps recover non-refundable expenses.

Healthcare costs abroad can be extremely high, and travel insurance ensures you receive quality treatment without hefty out-of-pocket expenses.

Unexpected events like baggage loss, stolen passports, or emergency evacuations can be stressful, but having insurance minimizes the impact.

If you accidentally damage property or injure someone abroad, your insurance covers legal fees and compensation costs.

If flights are delayed for long hours, travel insurance compensates for accommodation, meals, and rebooking costs.

Some countries require mandatory travel insurance, ensuring travelers have medical and emergency coverage.